Unnamed lender 2549005FUF02T1IFCA22 in Utah vs the state
48.0%Denial rate+32.04 pts vs state
55.8%Decision denial rate+36.63 pts vs state
38.0%Origination rate-25.24 pts vs state
7.38%Median rate+0.75 pts vs state
0.82Rate spread (pts)+0.58 pts vs state
$463kMedian applicant income
19Loans originated
24Denied
What Unnamed lender 2549005FUF02T1IFCA22 lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Unnamed lender 2549005FUF02T1IFCA22 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 15 | 1 | 14 | 93.3% |
| Salt Lake County | 12 | 6 | 4 | 33.3% |
| Summit County | 9 | 5 | 2 | 22.2% |
| Davis County | 5 | 2 | 2 | 40.0% |
| Utah County | 4 | 0 | 2 | 50.0% |
| Wasatch County | 4 | 4 | 0 | 0.0% |
| San Juan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 50 applications in 2025, of which 19 were originated and 24 denied.
48.0% of all applications, or 55.8% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Unnamed lender 2549005FUF02T1IFCA22 originated in Utah in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 2549005FUF02T1IFCA22's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology