Unnamed lender 2549005FUF02T1IFCA22 in New York vs the state
41.2%Denial rate+21.43 pts vs state
53.9%Decision denial rate+29.81 pts vs state
23.5%Origination rate-36.06 pts vs state
8.56%Median rate+1.94 pts vs state
—Rate spread (pts)
$84kMedian applicant income
4Loans originated
7Denied
What Unnamed lender 2549005FUF02T1IFCA22 lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Unnamed lender 2549005FUF02T1IFCA22 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Queens County | 5 | 1 | 2 | 40.0% |
| Richmond County | 3 | 1 | 1 | 33.3% |
| Greene County | 2 | 0 | 0 | 0.0% |
| Suffolk County | 1 | 1 | 0 | 0.0% |
| Clinton County | 1 | 1 | 0 | 0.0% |
| Westchester County | 1 | 0 | 1 | 100.0% |
| Orange County | 1 | 0 | 1 | 100.0% |
| Nassau County | 1 | 0 | 1 | 100.0% |
| Rensselaer County | 1 | 0 | 0 | 0.0% |
| Erie County | 1 | 0 | 1 | 100.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 17 applications in 2025, of which 4 were originated and 7 denied.
41.2% of all applications, or 53.9% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Unnamed lender 2549005FUF02T1IFCA22 originated in New York in 2025 was 8.56%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 2549005FUF02T1IFCA22's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology