Unnamed lender 2549005FUF02T1IFCA22 in California vs the state
17.0%Denial rate-0.41 pts vs state
19.6%Decision denial rate-2.76 pts vs state
69.1%Origination rate+12.87 pts vs state
7.38%Median rate+0.75 pts vs state
0.95Rate spread (pts)+0.68 pts vs state
$331kMedian applicant income
134Loans originated
33Denied
What Unnamed lender 2549005FUF02T1IFCA22 lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Unnamed lender 2549005FUF02T1IFCA22 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 89 | 60 | 15 | 16.9% |
| Orange County | 35 | 24 | 7 | 20.0% |
| San Diego County | 21 | 15 | 2 | 9.5% |
| San Bernardino County | 13 | 10 | 3 | 23.1% |
| Ventura County | 12 | 9 | 0 | 0.0% |
| Riverside County | 8 | 5 | 3 | 37.5% |
| Sonoma County | 3 | 2 | 1 | 33.3% |
| Placer County | 2 | 1 | 1 | 50.0% |
| Alameda County | 2 | 1 | 0 | 0.0% |
| Stanislaus County | 2 | 1 | 1 | 50.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 194 applications in 2025, of which 134 were originated and 33 denied.
17.0% of all applications, or 19.6% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Unnamed lender 2549005FUF02T1IFCA22 originated in California in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 2549005FUF02T1IFCA22's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology