Leader Bank · Connecticut · 2025

Leader Bank in Connecticut: approval rate, denial rate and rates (2025)

Leader Bank took 210 mortgage applications in Connecticut in 2025, ranking #97 of 687 lenders active in the state. It originated 84.3% of them and denied 0.5% (0.5% of the applications it decided), against a statewide denial rate of 17.4%.

210Applicationsin CT
0.5%Decision denial ratestate 21.6%
6.49%Median ratestate 6.63%
$385,000Median loanstate $245,000
$75MVolume9 counties

Leader Bank in Connecticut vs the state

0.5%Denial rate-16.92 pts vs state
0.5%Decision denial rate-21.06 pts vs state
84.3%Origination rate+23.91 pts vs state
6.49%Median rate-0.13 pts vs state
-0.04Rate spread (pts)-0.28 pts vs state
$185kMedian applicant income
177Loans originated
1Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231781481.1%6.63%#96
20241841582.2%6.50%#100
20252101770.5%6.49%#97

What Leader Bank lends in Connecticut

By loan purpose

Home purchase 158 75% · 0.6% denied
Refinance 22 10% · 0.0% denied
Cash-out refinance 15 7% · 0.0% denied
Home improvement 2 1% · 0.0% denied
Other / HELOC 13 6% · 0.0% denied

By loan type

Conventional 201 96% · 0.5% denied
FHA 6 3% · 0.0% denied
VA 3 1% · 0.0% denied

Why it denied Connecticut applicants

Debt-to-income ratio 1 100%

Where in Connecticut

Counties with the most Leader Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 112981 0.9%
09190 24210 0.0%
09120 1380 0.0%
09150 12100 0.0%
09130 12110 0.0%
09170 1190 0.0%
09140 1090 0.0%
09180 1050 0.0%
09160 660 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 210 applications in 2025, of which 177 were originated and 1 denied.

0.5% of all applications, or 0.5% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Leader Bank originated in Connecticut in 2025 was 6.49%, against a statewide median of 6.63%.

About this data. Figures are Leader Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology