LANGLEY Federal Credit Union in Maryland vs the state
27.8%Denial rate+8.98 pts vs state
29.0%Decision denial rate+4.86 pts vs state
65.3%Origination rate+9.57 pts vs state
6.99%Median rate+0.37 pts vs state
0.98Rate spread (pts)+0.73 pts vs state
$144kMedian applicant income
47Loans originated
20Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 14 | 48.4% | 8.49% | #346 |
| 2024 | 53 | 31 | 35.9% | 7.99% | #296 |
| 2025 | 72 | 47 | 27.8% | 6.99% | #272 |
What LANGLEY Federal Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most LANGLEY Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 11 | 7 | 3 | 27.3% |
| Montgomery County | 10 | 7 | 2 | 20.0% |
| Baltimore city | 7 | 4 | 3 | 42.9% |
| Howard County | 7 | 4 | 3 | 42.9% |
| Baltimore County | 6 | 4 | 1 | 16.7% |
| Anne Arundel County | 6 | 5 | 1 | 16.7% |
| Charles County | 4 | 4 | 0 | 0.0% |
| Frederick County | 3 | 2 | 1 | 33.3% |
| Washington County | 3 | 1 | 2 | 66.7% |
| Queen Anne's County | 3 | 1 | 1 | 33.3% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 72 applications in 2025, of which 47 were originated and 20 denied.
27.8% of all applications, or 29.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans LANGLEY Federal Credit Union originated in Maryland in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are LANGLEY Federal Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology