Land Home Financial Services in Idaho vs the state
2.0%Denial rate-12.41 pts vs state
2.8%Decision denial rate-14.74 pts vs state
65.3%Origination rate+2.29 pts vs state
6.75%Median rate+0.13 pts vs state
0.46Rate spread (pts)+0.31 pts vs state
$77kMedian applicant income
32Loans originated
1Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 18 | 6.9% | 6.88% | #175 |
| 2024 | 60 | 40 | 1.7% | 6.88% | #136 |
| 2025 | 49 | 32 | 2.0% | 6.75% | #165 |
What Land Home Financial Services lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Land Home Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Nez Perce County | 20 | 15 | 0 | 0.0% |
| Clearwater County | 8 | 4 | 0 | 0.0% |
| Idaho County | 8 | 4 | 0 | 0.0% |
| Lewis County | 7 | 4 | 1 | 14.3% |
| Canyon County | 3 | 3 | 0 | 0.0% |
| Ada County | 2 | 1 | 0 | 0.0% |
| Bonner County | 1 | 1 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 49 applications in 2025, of which 32 were originated and 1 denied.
2.0% of all applications, or 2.8% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Land Home Financial Services originated in Idaho in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Land Home Financial Services's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology