Lakeview Loan Servicing in North Carolina vs the state
49.2%Denial rate+31.17 pts vs state
56.7%Decision denial rate+33.86 pts vs state
26.7%Origination rate-31.09 pts vs state
6.25%Median rate-0.25 pts vs state
0.21Rate spread (pts)+0.13 pts vs state
$107kMedian applicant income
610Loans originated
1,124Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 966 | 193 | 62.1% | 6.13% | #80 |
| 2024 | 1,568 | 319 | 51.6% | 6.13% | #57 |
| 2025 | 2,283 | 610 | 49.2% | 6.25% | #44 |
What Lakeview Loan Servicing lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Lakeview Loan Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wake County | 250 | 66 | 131 | 52.4% |
| Mecklenburg County | 243 | 59 | 137 | 56.4% |
| Cumberland County | 135 | 28 | 56 | 41.5% |
| Johnston County | 95 | 18 | 45 | 47.4% |
| Guilford County | 85 | 18 | 43 | 50.6% |
| Union County | 78 | 21 | 45 | 57.7% |
| Forsyth County | 77 | 17 | 37 | 48.1% |
| Cabarrus County | 70 | 22 | 35 | 50.0% |
| Gaston County | 66 | 11 | 43 | 65.2% |
| Onslow County | 66 | 23 | 27 | 40.9% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 2,283 applications in 2025, of which 610 were originated and 1,124 denied.
49.2% of all applications, or 56.7% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Lakeview Loan Servicing originated in North Carolina in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology