Lakeview Loan Servicing · Maryland · 2025

Lakeview Loan Servicing in Maryland: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 1,126 mortgage applications in Maryland in 2025, ranking #51 of 810 lenders active in the state. It originated 15.0% of them and denied 57.6% (67.1% of the applications it decided), against a statewide denial rate of 18.8%.

1.1kApplicationsin MD
67.1%Decision denial ratestate 24.1%
5.99%Median ratestate 6.63%
$365,000Median loanstate $265,000
$66MVolume24 counties

Lakeview Loan Servicing in Maryland vs the state

57.6%Denial rate+38.84 pts vs state
67.1%Decision denial rate+42.98 pts vs state
15.0%Origination rate-40.70 pts vs state
5.99%Median rate-0.63 pts vs state
0.00Rate spread (pts)-0.25 pts vs state
$122kMedian applicant income
169Loans originated
649Denied

Trend in Maryland

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235238565.0%5.75%#78
20241,08821256.0%6.75%#49
20251,12616957.6%5.99%#51

What Lakeview Loan Servicing lends in Maryland

By loan purpose

Home purchase 57 5% · 40.4% denied
Refinance 667 59% · 56.8% denied
Cash-out refinance 350 31% · 61.4% denied
Other / HELOC 52 5% · 61.5% denied

By loan type

Conventional 388 34% · 60.1% denied
FHA 493 44% · 60.7% denied
VA 245 22% · 47.8% denied

Why it denied Maryland applicants

Incomplete application 487 75%
Debt-to-income ratio 68 10%
Credit history 51 8%
Other 32 5%
Collateral 10 2%
Employment history 1 0%

Where in Maryland

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Prince George's County 22016134 60.9%
Baltimore County 1391978 56.1%
Anne Arundel County 1353068 50.4%
Montgomery County 981648 49.0%
Baltimore city 75755 73.3%
Howard County 621233 53.2%
Frederick County 581430 51.7%
Charles County 57436 63.2%
Harford County 51833 64.7%
St. Mary's County 38521 55.3%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 1,126 applications in 2025, of which 169 were originated and 649 denied.

57.6% of all applications, or 67.1% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Lakeview Loan Servicing originated in Maryland in 2025 was 5.99%, against a statewide median of 6.63%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology