Kwik Mortgage in Tennessee vs the state
3.9%Denial rate-13.29 pts vs state
6.3%Decision denial rate-15.43 pts vs state
53.9%Origination rate-4.23 pts vs state
6.49%Median rate-0.13 pts vs state
0.07Rate spread (pts)-0.17 pts vs state
$182kMedian applicant income
14Loans originated
1Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 44 | 28 | 6.8% | 6.25% | #407 |
| 2024 | 46 | 30 | 4.4% | 6.50% | #400 |
| 2025 | 26 | 14 | 3.9% | 6.49% | #503 |
What Kwik Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Kwik Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Williamson County | 4 | 2 | 0 | 0.0% |
| Wilson County | 4 | 3 | 0 | 0.0% |
| Knox County | 3 | 2 | 0 | 0.0% |
| Robertson County | 2 | 0 | 0 | 0.0% |
| Hamilton County | 2 | 0 | 1 | 50.0% |
| Lawrence County | 2 | 1 | 0 | 0.0% |
| Davidson County | 2 | 2 | 0 | 0.0% |
| Shelby County | 2 | 0 | 0 | 0.0% |
| Hardin County | 2 | 1 | 0 | 0.0% |
| Roane County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 26 applications in 2025, of which 14 were originated and 1 denied.
3.9% of all applications, or 6.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Kwik Mortgage originated in Tennessee in 2025 was 6.49%, against a statewide median of 6.62%.
About this data. Figures are Kwik Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology