Kwik Mortgage in South Carolina vs the state
8.3%Denial rate-9.98 pts vs state
10.5%Decision denial rate-12.94 pts vs state
70.8%Origination rate+14.22 pts vs state
6.50%Median rate0.00 pts vs state
-0.05Rate spread (pts)-0.27 pts vs state
$169kMedian applicant income
17Loans originated
2Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 52 | 31 | 5.8% | 6.50% | #314 |
| 2024 | 38 | 23 | 7.9% | 6.88% | #364 |
| 2025 | 24 | 17 | 8.3% | 6.50% | #424 |
What Kwik Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Kwik Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 6 | 5 | 0 | 0.0% |
| Charleston County | 4 | 4 | 0 | 0.0% |
| Horry County | 3 | 2 | 0 | 0.0% |
| Greenville County | 3 | 2 | 0 | 0.0% |
| Dorchester County | 2 | 1 | 1 | 50.0% |
| Georgetown County | 2 | 2 | 0 | 0.0% |
| Anderson County | 1 | 0 | 1 | 100.0% |
| Beaufort County | 1 | 0 | 0 | 0.0% |
| Spartanburg County | 1 | 0 | 0 | 0.0% |
| Pickens County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 24 applications in 2025, of which 17 were originated and 2 denied.
8.3% of all applications, or 10.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Kwik Mortgage originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Kwik Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology