KS StateBank in Missouri vs the state
5.4%Denial rate-9.66 pts vs state
5.7%Decision denial rate-12.99 pts vs state
67.6%Origination rate+4.91 pts vs state
7.75%Median rate+1.13 pts vs state
—Rate spread (pts)
$268kMedian applicant income
25Loans originated
2Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 67 | 52 | 0.0% | 8.29% | #287 |
| 2024 | 29 | 20 | 0.0% | 8.29% | #397 |
| 2025 | 37 | 25 | 5.4% | 7.75% | #375 |
What KS StateBank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most KS StateBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 26 | 20 | 1 | 3.8% |
| Cass County | 4 | 2 | 0 | 0.0% |
| Buchanan County | 2 | 1 | 1 | 50.0% |
| Camden County | 2 | 1 | 0 | 0.0% |
| Clay County | 1 | 0 | 0 | 0.0% |
| Gentry County | 1 | 0 | 0 | 0.0% |
| Andrew County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 37 applications in 2025, of which 25 were originated and 2 denied.
5.4% of all applications, or 5.7% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans KS StateBank originated in Missouri in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are KS StateBank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology