Kiavi Funding in South Carolina vs the state
8.8%Denial rate-9.50 pts vs state
13.3%Decision denial rate-10.16 pts vs state
56.2%Origination rate-0.43 pts vs state
10.24%Median rate+3.74 pts vs state
—Rate spread (pts)
—Median applicant income
536Loans originated
84Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 556 | 366 | 12.2% | 10.70% | #83 |
| 2024 | 660 | 470 | 12.0% | 10.75% | #75 |
| 2025 | 954 | 536 | 8.8% | 10.24% | #62 |
What Kiavi Funding lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Kiavi Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richland County | 240 | 126 | 17 | 7.1% |
| Charleston County | 110 | 48 | 9 | 8.2% |
| Greenville County | 80 | 52 | 9 | 11.3% |
| Spartanburg County | 68 | 57 | 3 | 4.4% |
| Lexington County | 59 | 39 | 4 | 6.8% |
| York County | 56 | 42 | 5 | 8.9% |
| Orangeburg County | 36 | 6 | 1 | 2.8% |
| Lancaster County | 33 | 5 | 3 | 9.1% |
| Sumter County | 32 | 18 | 5 | 15.6% |
| Anderson County | 30 | 14 | 1 | 3.3% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 954 applications in 2025, of which 536 were originated and 84 denied.
8.8% of all applications, or 13.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Kiavi Funding originated in South Carolina in 2025 was 10.24%, against a statewide median of 6.50%.
About this data. Figures are Kiavi Funding's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology