Kiavi Funding in Montana vs the state
22.2%Denial rate+7.40 pts vs state
28.6%Decision denial rate+9.87 pts vs state
55.6%Origination rate-6.42 pts vs state
9.50%Median rate+2.88 pts vs state
—Rate spread (pts)
—Median applicant income
5Loans originated
2Denied
What Kiavi Funding lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Kiavi Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 4 | 2 | 1 | 25.0% |
| Park County | 1 | 0 | 1 | 100.0% |
| Silver Bow County | 1 | 0 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Flathead County | 1 | 1 | 0 | 0.0% |
| Powell County | 1 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 9 applications in 2025, of which 5 were originated and 2 denied.
22.2% of all applications, or 28.6% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Kiavi Funding originated in Montana in 2025 was 9.50%, against a statewide median of 6.63%.
About this data. Figures are Kiavi Funding's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology