KeyBank in Georgia vs the state
28.6%Denial rate+9.35 pts vs state
33.3%Decision denial rate+8.26 pts vs state
57.1%Origination rate+3.05 pts vs state
6.25%Median rate-0.38 pts vs state
-0.03Rate spread (pts)-0.30 pts vs state
$141kMedian applicant income
12Loans originated
6Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 20 | 21.6% | 6.31% | #461 |
| 2024 | 16 | 8 | 31.3% | 6.56% | #587 |
| 2025 | 21 | 12 | 28.6% | 6.25% | #566 |
What KeyBank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most KeyBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cherokee County | 3 | 1 | 1 | 33.3% |
| Muscogee County | 2 | 1 | 1 | 50.0% |
| Cobb County | 2 | 0 | 2 | 100.0% |
| Henry County | 2 | 2 | 0 | 0.0% |
| Clayton County | 2 | 1 | 1 | 50.0% |
| Fulton County | 2 | 2 | 0 | 0.0% |
| Forsyth County | 2 | 0 | 1 | 50.0% |
| Chatham County | 2 | 2 | 0 | 0.0% |
| DeKalb County | 1 | 1 | 0 | 0.0% |
| Dougherty County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 21 applications in 2025, of which 12 were originated and 6 denied.
28.6% of all applications, or 33.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans KeyBank originated in Georgia in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are KeyBank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology