Jmj Financial Group in Utah vs the state
5.3%Denial rate-10.70 pts vs state
7.1%Decision denial rate-12.04 pts vs state
68.4%Origination rate+5.18 pts vs state
6.63%Median rate0.00 pts vs state
0.32Rate spread (pts)+0.08 pts vs state
$160kMedian applicant income
13Loans originated
1Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 0.0% | 6.69% | #327 |
| 2024 | 9 | 7 | 0.0% | 6.88% | #276 |
| 2025 | 19 | 13 | 5.3% | 6.63% | #245 |
What Jmj Financial Group lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Jmj Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Utah County | 8 | 5 | 1 | 12.5% |
| Washington County | 4 | 3 | 0 | 0.0% |
| Salt Lake County | 3 | 3 | 0 | 0.0% |
| Weber County | 2 | 1 | 0 | 0.0% |
| Uintah County | 1 | 0 | 0 | 0.0% |
| Iron County | 1 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 19 applications in 2025, of which 13 were originated and 1 denied.
5.3% of all applications, or 7.1% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Jmj Financial Group originated in Utah in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Jmj Financial Group's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology