Jmj Financial Group in Idaho vs the state
0.9%Denial rate-13.53 pts vs state
1.2%Decision denial rate-16.36 pts vs state
78.3%Origination rate+15.32 pts vs state
6.49%Median rate-0.13 pts vs state
0.24Rate spread (pts)+0.08 pts vs state
$117kMedian applicant income
170Loans originated
2Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 90 | 61 | 1.1% | 7.00% | #110 |
| 2024 | 182 | 126 | 3.3% | 6.63% | #81 |
| 2025 | 217 | 170 | 0.9% | 6.49% | #82 |
What Jmj Financial Group lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Jmj Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 139 | 110 | 0 | 0.0% |
| Canyon County | 51 | 42 | 1 | 2.0% |
| Gem County | 6 | 3 | 1 | 16.7% |
| Elmore County | 5 | 3 | 0 | 0.0% |
| Kootenai County | 4 | 2 | 0 | 0.0% |
| Payette County | 4 | 4 | 0 | 0.0% |
| Boise County | 2 | 2 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Caribou County | 1 | 0 | 0 | 0.0% |
| Twin Falls County | 1 | 1 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 217 applications in 2025, of which 170 were originated and 2 denied.
0.9% of all applications, or 1.2% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Jmj Financial Group originated in Idaho in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Jmj Financial Group's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology