Jmj Financial Group in California vs the state
1.3%Denial rate-16.14 pts vs state
1.6%Decision denial rate-20.82 pts vs state
79.7%Origination rate+23.49 pts vs state
6.75%Median rate+0.13 pts vs state
0.40Rate spread (pts)+0.13 pts vs state
$196kMedian applicant income
561Loans originated
9Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 659 | 461 | 1.4% | 6.75% | #183 |
| 2024 | 760 | 542 | 1.5% | 6.75% | #192 |
| 2025 | 704 | 561 | 1.3% | 6.75% | #207 |
What Jmj Financial Group lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Jmj Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 238 | 195 | 1 | 0.4% |
| Orange County | 135 | 109 | 0 | 0.0% |
| San Diego County | 109 | 83 | 1 | 0.9% |
| Riverside County | 106 | 82 | 3 | 2.8% |
| San Bernardino County | 40 | 33 | 3 | 7.5% |
| Sonoma County | 13 | 11 | 0 | 0.0% |
| Amador County | 13 | 11 | 0 | 0.0% |
| El Dorado County | 12 | 7 | 0 | 0.0% |
| Ventura County | 10 | 9 | 0 | 0.0% |
| Kern County | 7 | 5 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 704 applications in 2025, of which 561 were originated and 9 denied.
1.3% of all applications, or 1.6% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Jmj Financial Group originated in California in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Jmj Financial Group's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology