Jet Direct Funding in New York vs the state
5.3%Denial rate-14.43 pts vs state
6.9%Decision denial rate-17.14 pts vs state
68.6%Origination rate+9.03 pts vs state
6.75%Median rate+0.13 pts vs state
0.54Rate spread (pts)+0.33 pts vs state
$160kMedian applicant income
258Loans originated
20Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 374 | 249 | 9.4% | 6.75% | #141 |
| 2024 | 450 | 271 | 9.6% | 6.75% | #127 |
| 2025 | 376 | 258 | 5.3% | 6.75% | #158 |
What Jet Direct Funding lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Jet Direct Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 156 | 117 | 5 | 3.2% |
| Queens County | 58 | 37 | 0 | 0.0% |
| Nassau County | 44 | 30 | 3 | 6.8% |
| Bronx County | 37 | 25 | 4 | 10.8% |
| Kings County | 22 | 14 | 2 | 9.1% |
| Westchester County | 21 | 13 | 3 | 14.3% |
| Richmond County | 7 | 5 | 1 | 14.3% |
| Orange County | 6 | 5 | 0 | 0.0% |
| Ulster County | 5 | 3 | 0 | 0.0% |
| Rockland County | 5 | 2 | 2 | 40.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 376 applications in 2025, of which 258 were originated and 20 denied.
5.3% of all applications, or 6.9% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Jet Direct Funding originated in New York in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Jet Direct Funding's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology