Jet Direct Funding in Florida vs the state
10.7%Denial rate-10.35 pts vs state
12.5%Decision denial rate-14.74 pts vs state
71.4%Origination rate+18.74 pts vs state
6.93%Median rate+0.31 pts vs state
0.50Rate spread (pts)+0.23 pts vs state
$180kMedian applicant income
20Loans originated
3Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 8 | 10.5% | 6.63% | #841 |
| 2024 | 22 | 10 | 22.7% | 6.69% | #753 |
| 2025 | 28 | 20 | 10.7% | 6.93% | #699 |
What Jet Direct Funding lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Jet Direct Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 6 | 5 | 1 | 16.7% |
| Broward County | 5 | 3 | 1 | 20.0% |
| Osceola County | 2 | 1 | 0 | 0.0% |
| Manatee County | 2 | 2 | 0 | 0.0% |
| Orange County | 2 | 2 | 0 | 0.0% |
| Duval County | 2 | 1 | 1 | 50.0% |
| Walton County | 1 | 1 | 0 | 0.0% |
| Pinellas County | 1 | 1 | 0 | 0.0% |
| Hernando County | 1 | 1 | 0 | 0.0% |
| Lee County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 28 applications in 2025, of which 20 were originated and 3 denied.
10.7% of all applications, or 12.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Jet Direct Funding originated in Florida in 2025 was 6.93%, against a statewide median of 6.63%.
About this data. Figures are Jet Direct Funding's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology