Iroquois Federal Savings and Loan Association in Indiana vs the state
11.8%Denial rate-4.81 pts vs state
12.5%Decision denial rate-7.64 pts vs state
76.5%Origination rate+14.22 pts vs state
—Median rate
—Rate spread (pts)
$150kMedian applicant income
13Loans originated
2Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 5 | 0.0% | 7.50% | #572 |
| 2024 | 8 | 4 | 25.0% | — | #546 |
| 2025 | 17 | 13 | 11.8% | — | #484 |
What Iroquois Federal Savings and Loan Association lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Iroquois Federal Savings and Loan Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fountain County | 6 | 4 | 1 | 16.7% |
| Jasper County | 3 | 3 | 0 | 0.0% |
| Hendricks County | 2 | 1 | 0 | 0.0% |
| Newton County | 2 | 1 | 1 | 50.0% |
| Tippecanoe County | 2 | 2 | 0 | 0.0% |
| Hamilton County | 1 | 1 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 17 applications in 2025, of which 13 were originated and 2 denied.
11.8% of all applications, or 12.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Iroquois Federal Savings and Loan Association's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology