Investor Mortgage Finance in Texas vs the state
21.0%Denial rate+1.52 pts vs state
30.5%Decision denial rate+5.57 pts vs state
47.8%Origination rate-7.07 pts vs state
7.15%Median rate+0.65 pts vs state
—Rate spread (pts)
—Median applicant income
251Loans originated
110Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 559 | 303 | 13.1% | 7.53% | #237 |
| 2025 | 525 | 251 | 21.0% | 7.15% | #254 |
What Investor Mortgage Finance lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Investor Mortgage Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Travis County | 34 | 15 | 4 | 11.8% |
| Williamson County | 11 | 6 | 2 | 18.2% |
| Hays County | 2 | 1 | 0 | 0.0% |
| Bastrop County | 1 | 0 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 525 applications in 2025, of which 251 were originated and 110 denied.
21.0% of all applications, or 30.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Investor Mortgage Finance originated in Texas in 2025 was 7.15%, against a statewide median of 6.50%.
About this data. Figures are Investor Mortgage Finance's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology