Investor Mortgage Finance in Mississippi vs the state
35.0%Denial rate+12.08 pts vs state
53.9%Decision denial rate+25.40 pts vs state
30.0%Origination rate-22.87 pts vs state
7.09%Median rate+0.34 pts vs state
—Rate spread (pts)
—Median applicant income
6Loans originated
7Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 18 | 12 | 5.6% | 6.90% | #245 |
| 2025 | 20 | 6 | 35.0% | 7.09% | #239 |
What Investor Mortgage Finance lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 20 applications in 2025, of which 6 were originated and 7 denied.
35.0% of all applications, or 53.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Investor Mortgage Finance originated in Mississippi in 2025 was 7.09%, against a statewide median of 6.75%.
About this data. Figures are Investor Mortgage Finance's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology