Investor Mortgage Finance in Louisiana vs the state
24.5%Denial rate+2.32 pts vs state
36.4%Decision denial rate+8.21 pts vs state
42.9%Origination rate-9.11 pts vs state
7.68%Median rate+1.05 pts vs state
—Rate spread (pts)
—Median applicant income
21Loans originated
12Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 44 | 27 | 15.9% | 7.75% | #247 |
| 2025 | 49 | 21 | 24.5% | 7.68% | #251 |
What Investor Mortgage Finance lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 49 applications in 2025, of which 21 were originated and 12 denied.
24.5% of all applications, or 36.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Investor Mortgage Finance originated in Louisiana in 2025 was 7.68%, against a statewide median of 6.63%.
About this data. Figures are Investor Mortgage Finance's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology