Investor Mortgage Finance · Connecticut · 2025

Investor Mortgage Finance in Connecticut: approval rate, denial rate and rates (2025)

Investor Mortgage Finance took 80 mortgage applications in Connecticut in 2025, ranking #194 of 687 lenders active in the state. It originated 51.3% of them and denied 27.5% (34.9% of the applications it decided), against a statewide denial rate of 17.4%.

80Applicationsin CT
34.9%Decision denial ratestate 21.6%
7.58%Median ratestate 6.63%
$315,000Median loanstate $245,000
$15MVolume0 counties

Investor Mortgage Finance in Connecticut vs the state

27.5%Denial rate+10.10 pts vs state
34.9%Decision denial rate+13.33 pts vs state
51.3%Origination rate-9.13 pts vs state
7.58%Median rate+0.95 pts vs state
Rate spread (pts)
Median applicant income
41Loans originated
22Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20241087214.8%8.15%#151
2025804127.5%7.58%#194

What Investor Mortgage Finance lends in Connecticut

By loan purpose

Home purchase 20 25% · 25.0% denied
Refinance 11 14% · 54.6% denied
Cash-out refinance 49 61% · 22.5% denied

By loan type

Conventional 80 100% · 27.5% denied

Why it denied Connecticut applicants

Credit history 14 64%
Collateral 4 18%
Unverifiable information 4 18%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 80 applications in 2025, of which 41 were originated and 22 denied.

27.5% of all applications, or 34.9% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Investor Mortgage Finance originated in Connecticut in 2025 was 7.58%, against a statewide median of 6.63%.

About this data. Figures are Investor Mortgage Finance's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology