Intercoastal Mortgage in Florida vs the state
5.8%Denial rate-15.26 pts vs state
6.7%Decision denial rate-20.57 pts vs state
71.0%Origination rate+18.32 pts vs state
6.38%Median rate-0.25 pts vs state
0.08Rate spread (pts)-0.19 pts vs state
$148kMedian applicant income
49Loans originated
4Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 67 | 50 | 6.0% | 6.56% | #567 |
| 2024 | 73 | 44 | 5.5% | 6.88% | #532 |
| 2025 | 69 | 49 | 5.8% | 6.38% | #550 |
What Intercoastal Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Intercoastal Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Manatee County | 5 | 2 | 1 | 20.0% |
| Palm Beach County | 5 | 5 | 0 | 0.0% |
| Escambia County | 5 | 4 | 1 | 20.0% |
| Lee County | 5 | 2 | 0 | 0.0% |
| Marion County | 4 | 3 | 1 | 25.0% |
| Orange County | 4 | 3 | 0 | 0.0% |
| Miami-Dade County | 4 | 2 | 0 | 0.0% |
| Brevard County | 4 | 3 | 0 | 0.0% |
| Duval County | 4 | 4 | 0 | 0.0% |
| Broward County | 2 | 2 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 69 applications in 2025, of which 49 were originated and 4 denied.
5.8% of all applications, or 6.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Intercoastal Mortgage originated in Florida in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Intercoastal Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology