Intelliloan in Maryland vs the state
16.2%Denial rate-2.58 pts vs state
25.0%Decision denial rate+0.87 pts vs state
43.2%Origination rate-12.47 pts vs state
6.00%Median rate-0.63 pts vs state
0.34Rate spread (pts)+0.10 pts vs state
$107kMedian applicant income
16Loans originated
6Denied
What Intelliloan lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Intelliloan applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 17 | 7 | 2 | 11.8% |
| Baltimore County | 7 | 4 | 0 | 0.0% |
| Baltimore city | 4 | 2 | 1 | 25.0% |
| Charles County | 2 | 0 | 2 | 100.0% |
| Washington County | 2 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 0 | 0.0% |
| Queen Anne's County | 1 | 1 | 0 | 0.0% |
| Anne Arundel County | 1 | 1 | 0 | 0.0% |
| Harford County | 1 | 0 | 1 | 100.0% |
| Caroline County | 1 | 0 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 37 applications in 2025, of which 16 were originated and 6 denied.
16.2% of all applications, or 25.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Intelliloan originated in Maryland in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Intelliloan's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology