Intelliloan in Georgia vs the state
8.7%Denial rate-10.57 pts vs state
18.8%Decision denial rate-6.32 pts vs state
30.8%Origination rate-23.32 pts vs state
6.19%Median rate-0.44 pts vs state
0.18Rate spread (pts)-0.09 pts vs state
$76kMedian applicant income
64Loans originated
18Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 101 | 40 | 2.0% | 6.13% | #332 |
| 2025 | 208 | 64 | 8.7% | 6.19% | #244 |
What Intelliloan lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Intelliloan applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 28 | 5 | 3 | 10.7% |
| DeKalb County | 25 | 6 | 4 | 16.0% |
| Cobb County | 13 | 4 | 1 | 7.7% |
| Fulton County | 12 | 6 | 1 | 8.3% |
| Clayton County | 11 | 3 | 1 | 9.1% |
| Paulding County | 9 | 1 | 0 | 0.0% |
| Henry County | 9 | 5 | 1 | 11.1% |
| Coweta County | 7 | 4 | 0 | 0.0% |
| Hall County | 6 | 2 | 1 | 16.7% |
| Douglas County | 6 | 5 | 1 | 16.7% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 208 applications in 2025, of which 64 were originated and 18 denied.
8.7% of all applications, or 18.8% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Intelliloan originated in Georgia in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are Intelliloan's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology