Intelliloan in Arizona vs the state
11.2%Denial rate-5.03 pts vs state
20.6%Decision denial rate+0.18 pts vs state
40.0%Origination rate-19.48 pts vs state
6.13%Median rate-0.38 pts vs state
0.08Rate spread (pts)-0.14 pts vs state
$112kMedian applicant income
50Loans originated
14Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 132 | 45 | 11.4% | 8.99% | #201 |
| 2024 | 92 | 43 | 1.1% | 6.13% | #245 |
| 2025 | 125 | 50 | 11.2% | 6.13% | #220 |
What Intelliloan lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Intelliloan applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 77 | 35 | 7 | 9.1% |
| Pima County | 22 | 6 | 3 | 13.6% |
| Pinal County | 13 | 4 | 1 | 7.7% |
| Yavapai County | 5 | 2 | 1 | 20.0% |
| Yuma County | 3 | 1 | 0 | 0.0% |
| Coconino County | 2 | 1 | 0 | 0.0% |
| Mohave County | 2 | 0 | 2 | 100.0% |
| Graham County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 125 applications in 2025, of which 50 were originated and 14 denied.
11.2% of all applications, or 20.6% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Intelliloan originated in Arizona in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Intelliloan's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology