Ice Lender Holdings in South Carolina vs the state
22.9%Denial rate+4.55 pts vs state
38.1%Decision denial rate+14.63 pts vs state
37.1%Origination rate-19.47 pts vs state
7.00%Median rate+0.50 pts vs state
—Rate spread (pts)
—Median applicant income
13Loans originated
8Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 2 | 26.3% | 8.19% | #424 |
| 2024 | 20 | 8 | 35.0% | 8.44% | #438 |
| 2025 | 35 | 13 | 22.9% | 7.00% | #385 |
What Ice Lender Holdings lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 7 | 4 | 1 | 14.3% |
| Richland County | 5 | 3 | 1 | 20.0% |
| Aiken County | 3 | 2 | 0 | 0.0% |
| Horry County | 3 | 1 | 2 | 66.7% |
| Beaufort County | 2 | 2 | 0 | 0.0% |
| Florence County | 2 | 0 | 0 | 0.0% |
| Fairfield County | 2 | 0 | 2 | 100.0% |
| Berkeley County | 1 | 0 | 0 | 0.0% |
| York County | 1 | 0 | 0 | 0.0% |
| Abbeville County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 35 applications in 2025, of which 13 were originated and 8 denied.
22.9% of all applications, or 38.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Ice Lender Holdings originated in South Carolina in 2025 was 7.00%, against a statewide median of 6.50%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology