Howard Hanna Financial Services in Michigan vs the state
2.8%Denial rate-15.77 pts vs state
3.6%Decision denial rate-18.97 pts vs state
73.4%Origination rate+13.50 pts vs state
6.63%Median rate-0.13 pts vs state
0.28Rate spread (pts)-0.12 pts vs state
$94kMedian applicant income
80Loans originated
3Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 116 | 88 | 4.3% | 6.63% | #251 |
| 2024 | 97 | 74 | 4.1% | 6.77% | #272 |
| 2025 | 109 | 80 | 2.8% | 6.63% | #263 |
What Howard Hanna Financial Services lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Howard Hanna Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washtenaw County | 23 | 11 | 0 | 0.0% |
| Lenawee County | 20 | 17 | 0 | 0.0% |
| Jackson County | 18 | 17 | 1 | 5.6% |
| Wayne County | 15 | 11 | 2 | 13.3% |
| Oakland County | 8 | 4 | 0 | 0.0% |
| Monroe County | 5 | 4 | 0 | 0.0% |
| Livingston County | 5 | 5 | 0 | 0.0% |
| Ingham County | 4 | 3 | 0 | 0.0% |
| Berrien County | 1 | 1 | 0 | 0.0% |
| Calhoun County | 1 | 0 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 109 applications in 2025, of which 80 were originated and 3 denied.
2.8% of all applications, or 3.6% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Howard Hanna Financial Services originated in Michigan in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Howard Hanna Financial Services's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology