Hope Federal Credit Union in Arkansas vs the state
45.5%Denial rate+27.26 pts vs state
45.5%Decision denial rate+22.32 pts vs state
54.6%Origination rate-2.28 pts vs state
6.69%Median rate+0.06 pts vs state
0.28Rate spread (pts)-0.06 pts vs state
$60kMedian applicant income
18Loans originated
15Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 0 | 100.0% | — | #372 |
| 2024 | 18 | 10 | 44.4% | 8.00% | #273 |
| 2025 | 33 | 18 | 45.5% | 6.69% | #237 |
What Hope Federal Credit Union lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Hope Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 9 | 2 | 7 | 77.8% |
| Crittenden County | 6 | 4 | 2 | 33.3% |
| Jefferson County | 6 | 6 | 0 | 0.0% |
| Washington County | 5 | 3 | 2 | 40.0% |
| Saline County | 3 | 1 | 2 | 66.7% |
| Garland County | 3 | 1 | 2 | 66.7% |
| St. Francis County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 33 applications in 2025, of which 18 were originated and 15 denied.
45.5% of all applications, or 45.5% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Hope Federal Credit Union originated in Arkansas in 2025 was 6.69%, against a statewide median of 6.63%.
About this data. Figures are Hope Federal Credit Union's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology