Homexpress Mortgage in South Carolina vs the state
32.8%Denial rate+14.46 pts vs state
32.9%Decision denial rate+9.44 pts vs state
66.4%Origination rate+9.78 pts vs state
7.38%Median rate+0.88 pts vs state
1.52Rate spread (pts)+1.30 pts vs state
$221kMedian applicant income
158Loans originated
78Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 100 | 60 | 34.0% | 8.63% | #231 |
| 2024 | 165 | 98 | 40.0% | 7.88% | #186 |
| 2025 | 238 | 158 | 32.8% | 7.38% | #166 |
What Homexpress Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Homexpress Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 61 | 43 | 18 | 29.5% |
| Charleston County | 32 | 22 | 10 | 31.3% |
| Greenville County | 24 | 17 | 7 | 29.2% |
| Spartanburg County | 22 | 14 | 8 | 36.4% |
| Berkeley County | 16 | 11 | 5 | 31.3% |
| Beaufort County | 13 | 11 | 2 | 15.4% |
| Richland County | 9 | 4 | 5 | 55.6% |
| Pickens County | 8 | 5 | 3 | 37.5% |
| Dorchester County | 8 | 3 | 4 | 50.0% |
| York County | 7 | 4 | 3 | 42.9% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 238 applications in 2025, of which 158 were originated and 78 denied.
32.8% of all applications, or 32.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Homexpress Mortgage originated in South Carolina in 2025 was 7.38%, against a statewide median of 6.50%.
About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology