Homeland Credit Union in Ohio vs the state
29.7%Denial rate+12.04 pts vs state
33.3%Decision denial rate+11.44 pts vs state
59.5%Origination rate-0.44 pts vs state
6.75%Median rate-0.13 pts vs state
0.93Rate spread (pts)+0.54 pts vs state
$84kMedian applicant income
22Loans originated
11Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 19 | 12.9% | 7.13% | #468 |
| 2024 | 28 | 23 | 17.9% | 7.00% | #477 |
| 2025 | 37 | 22 | 29.7% | 6.75% | #442 |
What Homeland Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Homeland Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ross County | 27 | 20 | 5 | 18.5% |
| Pike County | 5 | 0 | 4 | 80.0% |
| Highland County | 2 | 0 | 2 | 100.0% |
| Hocking County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 37 applications in 2025, of which 22 were originated and 11 denied.
29.7% of all applications, or 33.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Homeland Credit Union originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Homeland Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology