Homebridge Financial Services in South Carolina vs the state
12.7%Denial rate-5.57 pts vs state
14.7%Decision denial rate-8.74 pts vs state
72.2%Origination rate+15.59 pts vs state
9.74%Median rate+3.24 pts vs state
-0.22Rate spread (pts)-0.44 pts vs state
$106kMedian applicant income
187Loans originated
33Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 186 | 141 | 14.0% | 6.63% | #171 |
| 2024 | 135 | 90 | 20.7% | 10.66% | #206 |
| 2025 | 259 | 187 | 12.7% | 9.74% | #158 |
What Homebridge Financial Services lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 32 | 25 | 2 | 6.3% |
| Greenville County | 30 | 20 | 2 | 6.7% |
| Spartanburg County | 27 | 17 | 3 | 11.1% |
| Horry County | 27 | 20 | 6 | 22.2% |
| York County | 20 | 17 | 3 | 15.0% |
| Beaufort County | 19 | 15 | 0 | 0.0% |
| Anderson County | 17 | 13 | 1 | 5.9% |
| Berkeley County | 14 | 11 | 1 | 7.1% |
| Dorchester County | 11 | 6 | 2 | 18.2% |
| Pickens County | 10 | 8 | 2 | 20.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 259 applications in 2025, of which 187 were originated and 33 denied.
12.7% of all applications, or 14.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Homebridge Financial Services originated in South Carolina in 2025 was 9.74%, against a statewide median of 6.50%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology