Homebridge Financial Services in New Mexico vs the state
20.7%Denial rate+2.09 pts vs state
22.9%Decision denial rate-1.73 pts vs state
69.0%Origination rate+15.63 pts vs state
7.63%Median rate+1.00 pts vs state
0.14Rate spread (pts)-0.24 pts vs state
$118kMedian applicant income
120Loans originated
36Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 146 | 88 | 30.8% | 6.88% | #81 |
| 2024 | 155 | 104 | 21.9% | 7.06% | #79 |
| 2025 | 174 | 120 | 20.7% | 7.63% | #84 |
What Homebridge Financial Services lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 90 | 64 | 19 | 21.1% |
| Sandoval County | 28 | 20 | 5 | 17.9% |
| Doña Ana County | 12 | 6 | 3 | 25.0% |
| Santa Fe County | 9 | 7 | 2 | 22.2% |
| Valencia County | 7 | 6 | 1 | 14.3% |
| Grant County | 7 | 5 | 1 | 14.3% |
| Otero County | 4 | 4 | 0 | 0.0% |
| Lincoln County | 3 | 2 | 0 | 0.0% |
| Quay County | 3 | 1 | 0 | 0.0% |
| Taos County | 2 | 0 | 2 | 100.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 174 applications in 2025, of which 120 were originated and 36 denied.
20.7% of all applications, or 22.9% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Homebridge Financial Services originated in New Mexico in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology