Homebridge Financial Services in Georgia vs the state
16.1%Denial rate-3.15 pts vs state
18.2%Decision denial rate-6.87 pts vs state
70.7%Origination rate+16.63 pts vs state
10.29%Median rate+3.66 pts vs state
0.18Rate spread (pts)-0.09 pts vs state
$114kMedian applicant income
669Loans originated
152Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,206 | 726 | 23.9% | 6.88% | #71 |
| 2024 | 732 | 420 | 24.7% | 11.22% | #109 |
| 2025 | 946 | 669 | 16.1% | 10.29% | #97 |
What Homebridge Financial Services lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 124 | 84 | 27 | 21.8% |
| Gwinnett County | 95 | 72 | 11 | 11.6% |
| Cobb County | 95 | 75 | 5 | 5.3% |
| DeKalb County | 78 | 54 | 17 | 21.8% |
| Cherokee County | 48 | 36 | 4 | 8.3% |
| Hall County | 28 | 19 | 4 | 14.3% |
| Chatham County | 27 | 20 | 5 | 18.5% |
| Clayton County | 26 | 15 | 7 | 26.9% |
| Forsyth County | 24 | 18 | 2 | 8.3% |
| Henry County | 24 | 16 | 6 | 25.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 946 applications in 2025, of which 669 were originated and 152 denied.
16.1% of all applications, or 18.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Homebridge Financial Services originated in Georgia in 2025 was 10.29%, against a statewide median of 6.63%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology