Homeamerican Mortgage in Texas vs the state
6.1%Denial rate-13.32 pts vs state
6.5%Decision denial rate-18.40 pts vs state
79.4%Origination rate+24.51 pts vs state
5.00%Median rate-1.50 pts vs state
-1.62Rate spread (pts)-1.81 pts vs state
$122kMedian applicant income
104Loans originated
8Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 71 | 52 | 7.0% | 5.63% | #628 |
| 2024 | 150 | 108 | 11.3% | 5.00% | #463 |
| 2025 | 131 | 104 | 6.1% | 5.00% | #501 |
What Homeamerican Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Homeamerican Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Travis County | 43 | 35 | 4 | 9.3% |
| Burnet County | 31 | 22 | 1 | 3.2% |
| Bastrop County | 28 | 21 | 2 | 7.1% |
| Williamson County | 21 | 19 | 1 | 4.8% |
| Hays County | 8 | 7 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 131 applications in 2025, of which 104 were originated and 8 denied.
6.1% of all applications, or 6.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Homeamerican Mortgage originated in Texas in 2025 was 5.00%, against a statewide median of 6.50%.
About this data. Figures are Homeamerican Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology