Home Mortgage Alliance Corporation (HMAC) in South Carolina vs the state
10.0%Denial rate-8.31 pts vs state
16.7%Decision denial rate-6.80 pts vs state
50.0%Origination rate-6.61 pts vs state
7.06%Median rate+0.56 pts vs state
1.93Rate spread (pts)+1.71 pts vs state
$143kMedian applicant income
10Loans originated
2Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 15 | 13.8% | 9.88% | #380 |
| 2024 | 32 | 11 | 0.0% | 8.38% | #386 |
| 2025 | 20 | 10 | 10.0% | 7.06% | #455 |
What Home Mortgage Alliance Corporation (HMAC) lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Home Mortgage Alliance Corporation (HMAC) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 5 | 1 | 0 | 0.0% |
| Lexington County | 3 | 2 | 1 | 33.3% |
| Beaufort County | 3 | 2 | 1 | 33.3% |
| Horry County | 2 | 1 | 0 | 0.0% |
| Richland County | 1 | 1 | 0 | 0.0% |
| Lancaster County | 1 | 0 | 0 | 0.0% |
| Dorchester County | 1 | 1 | 0 | 0.0% |
| York County | 1 | 0 | 0 | 0.0% |
| Sumter County | 1 | 1 | 0 | 0.0% |
| Spartanburg County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 20 applications in 2025, of which 10 were originated and 2 denied.
10.0% of all applications, or 16.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Home Mortgage Alliance Corporation (HMAC) originated in South Carolina in 2025 was 7.06%, against a statewide median of 6.50%.
About this data. Figures are Home Mortgage Alliance Corporation (HMAC)'s own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology