Healthcare Employees in New Jersey vs the state
1.0%Denial rate-16.69 pts vs state
1.0%Decision denial rate-22.05 pts vs state
99.0%Origination rate+43.32 pts vs state
5.74%Median rate-1.01 pts vs state
0.36Rate spread (pts)+0.08 pts vs state
$150kMedian applicant income
99Loans originated
1Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 98 | 98 | 0.0% | 5.44% | #249 |
| 2024 | 94 | 94 | 0.0% | 5.99% | #262 |
| 2025 | 100 | 99 | 1.0% | 5.74% | #264 |
What Healthcare Employees lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Healthcare Employees applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Burlington County | 14 | 14 | 0 | 0.0% |
| Ocean County | 13 | 13 | 0 | 0.0% |
| Middlesex County | 13 | 13 | 0 | 0.0% |
| Camden County | 11 | 11 | 0 | 0.0% |
| Monmouth County | 8 | 8 | 0 | 0.0% |
| Essex County | 6 | 6 | 0 | 0.0% |
| Mercer County | 6 | 6 | 0 | 0.0% |
| Bergen County | 6 | 6 | 0 | 0.0% |
| Passaic County | 4 | 3 | 1 | 25.0% |
| Union County | 4 | 4 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 100 applications in 2025, of which 99 were originated and 1 denied.
1.0% of all applications, or 1.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Healthcare Employees originated in New Jersey in 2025 was 5.74%, against a statewide median of 6.75%.
About this data. Figures are Healthcare Employees's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology