Hartford Funding in Florida vs the state
9.7%Denial rate-11.38 pts vs state
12.0%Decision denial rate-15.24 pts vs state
58.1%Origination rate+5.37 pts vs state
7.25%Median rate+0.63 pts vs state
1.04Rate spread (pts)+0.77 pts vs state
$128kMedian applicant income
72Loans originated
12Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 63 | 28 | 15.9% | 7.69% | #578 |
| 2024 | 111 | 59 | 9.9% | 7.12% | #468 |
| 2025 | 124 | 72 | 9.7% | 7.25% | #447 |
What Hartford Funding lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Hartford Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 56 | 36 | 6 | 10.7% |
| Clay County | 9 | 5 | 1 | 11.1% |
| Miami-Dade County | 8 | 3 | 3 | 37.5% |
| Collier County | 8 | 4 | 0 | 0.0% |
| Duval County | 7 | 2 | 0 | 0.0% |
| Palm Beach County | 6 | 3 | 1 | 16.7% |
| Broward County | 4 | 1 | 0 | 0.0% |
| St. Lucie County | 2 | 2 | 0 | 0.0% |
| Volusia County | 2 | 2 | 0 | 0.0% |
| Lake County | 2 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 124 applications in 2025, of which 72 were originated and 12 denied.
9.7% of all applications, or 12.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Hartford Funding originated in Florida in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Hartford Funding's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology