Hanscom Federal Credit Union in Virginia vs the state
3.9%Denial rate-12.02 pts vs state
5.1%Decision denial rate-15.12 pts vs state
68.6%Origination rate+9.11 pts vs state
7.00%Median rate+0.38 pts vs state
-0.19Rate spread (pts)-0.41 pts vs state
$232kMedian applicant income
35Loans originated
2Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 92 | 64 | 17.4% | 8.00% | #276 |
| 2024 | 64 | 38 | 25.0% | 8.00% | #333 |
| 2025 | 51 | 35 | 3.9% | 7.00% | #374 |
What Hanscom Federal Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Hanscom Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Loudoun County | 18 | 13 | 1 | 5.6% |
| Fairfax County | 15 | 11 | 0 | 0.0% |
| Prince William County | 5 | 3 | 0 | 0.0% |
| Spotsylvania County | 3 | 1 | 0 | 0.0% |
| Arlington County | 2 | 2 | 0 | 0.0% |
| Fauquier County | 2 | 2 | 0 | 0.0% |
| Albemarle County | 1 | 1 | 0 | 0.0% |
| Culpeper County | 1 | 1 | 0 | 0.0% |
| Roanoke city | 1 | 0 | 0 | 0.0% |
| Manassas Park city | 1 | 0 | 1 | 100.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 51 applications in 2025, of which 35 were originated and 2 denied.
3.9% of all applications, or 5.1% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Hanscom Federal Credit Union originated in Virginia in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Hanscom Federal Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology