Hanscom Federal Credit Union · Connecticut · 2025

Hanscom Federal Credit Union in Connecticut: approval rate, denial rate and rates (2025)

Hanscom Federal Credit Union took 20 mortgage applications in Connecticut in 2025, ranking #302 of 687 lenders active in the state. It originated 85.0% of them and denied 5.0% (5.6% of the applications it decided), against a statewide denial rate of 17.4%.

20Applicationsin CT
5.6%Decision denial ratestate 21.6%
7.00%Median ratestate 6.63%
$205,000Median loanstate $245,000
$3.9MVolume7 counties

Hanscom Federal Credit Union in Connecticut vs the state

5.0%Denial rate-12.40 pts vs state
5.6%Decision denial rate-16.03 pts vs state
85.0%Origination rate+24.62 pts vs state
7.00%Median rate+0.38 pts vs state
0.25Rate spread (pts)+0.01 pts vs state
$229kMedian applicant income
17Loans originated
1Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023352220.0%9.13%#237
2024261323.1%9.00%#263
202520175.0%7.00%#302

What Hanscom Federal Credit Union lends in Connecticut

By loan purpose

Home purchase 6 30% · 0.0% denied
Refinance 2 10% · 0.0% denied
Cash-out refinance 3 15% · 0.0% denied
Home improvement 5 25% · 0.0% denied
Other / HELOC 4 20% · 25.0% denied

By loan type

Conventional 19 95% · 5.3% denied
VA 1 5% · 0.0% denied

Why it denied Connecticut applicants

Unverifiable information 1 100%

Where in Connecticut

Counties with the most Hanscom Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 860 0.0%
09190 440 0.0%
09120 321 33.3%
09170 220 0.0%
09150 110 0.0%
09130 110 0.0%
09180 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 20 applications in 2025, of which 17 were originated and 1 denied.

5.0% of all applications, or 5.6% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Hanscom Federal Credit Union originated in Connecticut in 2025 was 7.00%, against a statewide median of 6.63%.

About this data. Figures are Hanscom Federal Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology