GREENSTATE Credit Union in Florida vs the state
10.2%Denial rate-10.86 pts vs state
12.8%Decision denial rate-14.42 pts vs state
63.3%Origination rate+10.58 pts vs state
6.75%Median rate+0.13 pts vs state
0.19Rate spread (pts)-0.08 pts vs state
$182kMedian applicant income
31Loans originated
5Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 66 | 42 | 7.6% | 6.63% | #571 |
| 2024 | 57 | 42 | 7.0% | 6.50% | #574 |
| 2025 | 49 | 31 | 10.2% | 6.75% | #603 |
What GREENSTATE Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most GREENSTATE Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 6 | 5 | 0 | 0.0% |
| Sarasota County | 6 | 3 | 1 | 16.7% |
| Collier County | 5 | 3 | 1 | 20.0% |
| Sumter County | 5 | 3 | 0 | 0.0% |
| Pinellas County | 4 | 3 | 1 | 25.0% |
| Manatee County | 4 | 1 | 1 | 25.0% |
| Marion County | 3 | 2 | 0 | 0.0% |
| Charlotte County | 2 | 1 | 0 | 0.0% |
| St. Lucie County | 1 | 1 | 0 | 0.0% |
| Baker County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 49 applications in 2025, of which 31 were originated and 5 denied.
10.2% of all applications, or 12.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans GREENSTATE Credit Union originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are GREENSTATE Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology