GREENSTATE Credit Union in California vs the state
10.0%Denial rate-7.42 pts vs state
11.1%Decision denial rate-11.29 pts vs state
80.0%Origination rate+23.80 pts vs state
6.13%Median rate-0.50 pts vs state
-0.21Rate spread (pts)-0.48 pts vs state
$224kMedian applicant income
8Loans originated
1Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 8 | 0.0% | 6.44% | #704 |
| 2024 | 9 | 7 | 0.0% | 6.62% | #733 |
| 2025 | 10 | 8 | 10.0% | 6.13% | #728 |
What GREENSTATE Credit Union lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most GREENSTATE Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| San Diego County | 3 | 3 | 0 | 0.0% |
| Solano County | 1 | 1 | 0 | 0.0% |
| Stanislaus County | 1 | 1 | 0 | 0.0% |
| Orange County | 1 | 0 | 0 | 0.0% |
| Los Angeles County | 1 | 0 | 1 | 100.0% |
| Shasta County | 1 | 1 | 0 | 0.0% |
| Nevada County | 1 | 1 | 0 | 0.0% |
| Fresno County | 1 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 10 applications in 2025, of which 8 were originated and 1 denied.
10.0% of all applications, or 11.1% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans GREENSTATE Credit Union originated in California in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are GREENSTATE Credit Union's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology