Greenfield Savings Bank in Massachusetts vs the state
7.2%Denial rate-9.02 pts vs state
8.7%Decision denial rate-11.21 pts vs state
73.5%Origination rate+10.91 pts vs state
6.25%Median rate-0.38 pts vs state
-0.31Rate spread (pts)-0.40 pts vs state
$125kMedian applicant income
419Loans originated
41Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 511 | 370 | 10.0% | 5.75% | #83 |
| 2024 | 478 | 354 | 8.8% | 6.25% | #79 |
| 2025 | 570 | 419 | 7.2% | 6.25% | #75 |
What Greenfield Savings Bank lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Greenfield Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 284 | 200 | 29 | 10.2% |
| Hampshire County | 201 | 151 | 7 | 3.5% |
| Hampden County | 56 | 44 | 4 | 7.1% |
| Berkshire County | 12 | 11 | 0 | 0.0% |
| Worcester County | 11 | 10 | 0 | 0.0% |
| Barnstable County | 3 | 2 | 0 | 0.0% |
| Middlesex County | 2 | 0 | 1 | 50.0% |
| Norfolk County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 570 applications in 2025, of which 419 were originated and 41 denied.
7.2% of all applications, or 8.7% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Greenfield Savings Bank originated in Massachusetts in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Greenfield Savings Bank's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology