Greenbox Loans in Florida vs the state
2.7%Denial rate-18.41 pts vs state
3.4%Decision denial rate-23.84 pts vs state
74.1%Origination rate+21.38 pts vs state
7.75%Median rate+1.13 pts vs state
2.17Rate spread (pts)+1.90 pts vs state
$271kMedian applicant income
140Loans originated
5Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 275 | 134 | 9.1% | 9.06% | #333 |
| 2024 | 137 | 92 | 4.4% | 8.75% | #433 |
| 2025 | 189 | 140 | 2.7% | 7.75% | #377 |
What Greenbox Loans lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Greenbox Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 64 | 51 | 1 | 1.6% |
| Broward County | 34 | 27 | 1 | 2.9% |
| Orange County | 20 | 13 | 1 | 5.0% |
| Palm Beach County | 10 | 8 | 1 | 10.0% |
| Collier County | 6 | 6 | 0 | 0.0% |
| Citrus County | 6 | 0 | 0 | 0.0% |
| Pasco County | 5 | 5 | 0 | 0.0% |
| Sarasota County | 5 | 2 | 0 | 0.0% |
| Manatee County | 5 | 3 | 0 | 0.0% |
| Hillsborough County | 5 | 3 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 189 applications in 2025, of which 140 were originated and 5 denied.
2.7% of all applications, or 3.4% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Greenbox Loans originated in Florida in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Greenbox Loans's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology