Granite Bank in Ohio vs the state
33.3%Denial rate+15.64 pts vs state
40.0%Decision denial rate+18.11 pts vs state
50.0%Origination rate-9.90 pts vs state
6.49%Median rate-0.38 pts vs state
0.26Rate spread (pts)-0.13 pts vs state
$218kMedian applicant income
3Loans originated
2Denied
What Granite Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Granite Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 2 | 2 | 0 | 0.0% |
| Lorain County | 1 | 0 | 1 | 100.0% |
| Lake County | 1 | 0 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Coshocton County | 1 | 0 | 1 | 100.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 6 applications in 2025, of which 3 were originated and 2 denied.
33.3% of all applications, or 40.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Granite Bank originated in Ohio in 2025 was 6.49%, against a statewide median of 6.88%.
About this data. Figures are Granite Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology