GoodLeap in South Carolina vs the state
20.6%Denial rate+2.32 pts vs state
27.1%Decision denial rate+3.59 pts vs state
41.9%Origination rate-14.76 pts vs state
5.99%Median rate-0.51 pts vs state
0.32Rate spread (pts)+0.10 pts vs state
$60kMedian applicant income
213Loans originated
105Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 306 | 136 | 23.2% | 5.99% | #118 |
| 2024 | 356 | 164 | 20.2% | 5.81% | #109 |
| 2025 | 509 | 213 | 20.6% | 5.99% | #96 |
What GoodLeap lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most GoodLeap applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richland County | 56 | 25 | 11 | 19.6% |
| Greenville County | 47 | 20 | 12 | 25.5% |
| Spartanburg County | 38 | 11 | 12 | 31.6% |
| Horry County | 35 | 15 | 9 | 25.7% |
| Dorchester County | 34 | 19 | 6 | 17.6% |
| Lexington County | 32 | 9 | 4 | 12.5% |
| Anderson County | 26 | 14 | 4 | 15.4% |
| Charleston County | 25 | 15 | 1 | 4.0% |
| Berkeley County | 23 | 14 | 1 | 4.3% |
| York County | 22 | 8 | 10 | 45.5% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 509 applications in 2025, of which 213 were originated and 105 denied.
20.6% of all applications, or 27.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans GoodLeap originated in South Carolina in 2025 was 5.99%, against a statewide median of 6.50%.
About this data. Figures are GoodLeap's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology