GoodLeap · Connecticut · 2025

GoodLeap in Connecticut: approval rate, denial rate and rates (2025)

GoodLeap took 129 mortgage applications in Connecticut in 2025, ranking #149 of 687 lenders active in the state. It originated 53.5% of them and denied 16.3% (19.1% of the applications it decided), against a statewide denial rate of 17.4%.

129Applicationsin CT
19.1%Decision denial ratestate 21.6%
7.13%Median ratestate 6.63%
$105,000Median loanstate $245,000
$9.2MVolume9 counties

GoodLeap in Connecticut vs the state

16.3%Denial rate-1.12 pts vs state
19.1%Decision denial rate-2.50 pts vs state
53.5%Origination rate-6.89 pts vs state
7.13%Median rate+0.50 pts vs state
0.37Rate spread (pts)+0.14 pts vs state
$93kMedian applicant income
69Loans originated
21Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023191110.5%5.75%#286
2024622622.6%5.75%#202
20251296916.3%7.13%#149

What GoodLeap lends in Connecticut

By loan purpose

Refinance 9 7% · 22.2% denied
Cash-out refinance 120 93% · 15.8% denied

By loan type

Conventional 107 83% · 14.0% denied
FHA 17 13% · 35.3% denied
VA 5 4% · 0.0% denied

Why it denied Connecticut applicants

Debt-to-income ratio 8 38%
Incomplete application 4 19%
Collateral 4 19%
Credit history 3 14%
Other 2 10%

Where in Connecticut

Counties with the most GoodLeap applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 58288 13.8%
09140 21114 19.0%
09170 1893 16.7%
09130 1291 8.3%
09180 842 25.0%
09160 650 0.0%
09190 312 66.7%
09150 211 50.0%
09120 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 129 applications in 2025, of which 69 were originated and 21 denied.

16.3% of all applications, or 19.1% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans GoodLeap originated in Connecticut in 2025 was 7.13%, against a statewide median of 6.63%.

About this data. Figures are GoodLeap's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology