Goldman Sachs Bank USA in Missouri vs the state
44.4%Denial rate+29.37 pts vs state
66.7%Decision denial rate+47.97 pts vs state
22.2%Origination rate-40.44 pts vs state
5.48%Median rate-1.15 pts vs state
-0.09Rate spread (pts)-0.44 pts vs state
$464kMedian applicant income
2Loans originated
4Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 6 | 0.0% | 5.38% | #526 |
| 2024 | 10 | 2 | 40.0% | 6.70% | #491 |
| 2025 | 9 | 2 | 44.4% | 5.48% | #522 |
What Goldman Sachs Bank USA lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Goldman Sachs Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 3 | 1 | 1 | 33.3% |
| Clay County | 2 | 0 | 2 | 100.0% |
| St. Louis city | 1 | 0 | 0 | 0.0% |
| Platte County | 1 | 0 | 0 | 0.0% |
| Cass County | 1 | 1 | 0 | 0.0% |
| St. Charles County | 1 | 0 | 1 | 100.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 9 applications in 2025, of which 2 were originated and 4 denied.
44.4% of all applications, or 66.7% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Goldman Sachs Bank USA originated in Missouri in 2025 was 5.48%, against a statewide median of 6.63%.
About this data. Figures are Goldman Sachs Bank USA's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology